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COLORADO MORTGAGE LOANS ARE AVAILABLE, COLORADO MORTGAGE LOANS ARE EASY TO ACCESS PERTINENT INFORMATION, COLORADO MORTGAGE LOANS NEED TO BE COMPARED, COLORADO MORTGAGE LOANS HAVE MANY DIFFERENT PROGRAMS FOR YOU TO CONSIDER, COLORADO MORTGAGE LOANS, RECOMMENDS, GETTING APPROVED BEFORE YOUR HOME SEARCH. IT WILL INCREASE YOUR NEGOTIATING POWER!

ENGLEWOOD COLORADO MORTGAGE LOAN INFORMATION


MONTHLY MORTGAGE RATES; CONTACT THE MORTGAGE COMPANY FOR THE EXACT DAILY RATES.


CONVENTIONAL CONFORMING

(under $207,000.00)

Interest......Discount......Loan

Rate...............Points...............Type.........Definition of Loan

8.250         0.000           30CC       30 YEAR FIXED
7.875         0.000           15CC       15 YEAR FIXED
6.000         0.000           1 YEARCT   1 YEAR ARM TIED TO TREASURY 
                                         BILL-INTEREST ADJUSTS ANNUALLY
5.750         0.000           6MLIB      6 MONTH LIBOR ARM-
                                         INTEREST ADJUSTS SEMI-ANNUALLY
5.750         0.000                      COFI INTEREST ADJUSTS ANNUALLY 
                                         WITH 7TH DISTRICT COST OF FUNDS

CONVENTIONAL JUMBO

(over $207,000.00)

Interest......Discount......Loan

Rate...............Points...............Type.........Definition of Loan

8.750         0.000           30J        30 YEAR FIXED
8.375         0.000           15J        15 YEAR FIXED
6.500         0.000           1 YEARJTB  1 YEAR ARM TIED TO TREASURY
                                         BILL-INTEREST ADJUSTS ANNUALLY

FHA

Interest......Discount......Loan

Rate...............Points...............Type.........Definition of Loan

8.500          0.000          30YF       30 YEAR FIXED
8.000          0.000          15YF       15 YEAR FIXED 
7.000          0.000          1YEAR       1 YEAR ADJUSTABLE RATE

VA

Interest......Discount......Loan

Rate...............Points...............Type.........Definition of Loan

8.500         0.000           15YF       15 YEAR FIXED
8.000         0.000           15YF       15 YEAR FIXED

ADDITIONAL CONVENTIONAL CONFORMING PROGRAMS

(UNDER $207,100.00)

Interest......Discount......Loan

Rate...............Points...............Type.........Definition of Loan

6.250         2.600                      30 YEAR FIXED WITH 2-1% BUYDOWN*
7.250         1.000                      30 YEAR FIXED WITH 1% BUYDOWN**
8.250         0.000                      30 YEAR FIXED CHB***WITH 5% DOWN
                                         BY BORROWER PLUS CLOSING COSTS
9.000         0.000                      30 YEAR FIXED CHB*** WITH 5% DOWN
                                         (3-2) DOWN BY BORROWER/LENDER
                                         PLUS CLOSING COSTS
9.750         0.000                      30 YEAR FIXED  WITH 3% DOWN BY
                                         BORROWER-NO CLOSING COSTS
5.875         2.600                      15 YEAR FIXED WITH 2-1% BUYDOWN*
7.875         0.000              5/25    5 YEAR FIXED FOLLOWED BY 25 YEAR
                                         FIXED AT YEAR 2000 RATE + MARGIN
                                         20% DOWN
5.875         2.600              5/25    5 YEAR FIXED FOLLOWED BY SAME AS 
                                         ABOVE WITH 2-1% BUYDOWN*-WHEN
                                         AVAILABLE
8.000         0.000              7/23    7 YEAR FIXED FOLLOWED BY 23 YEAR
                                         FIXED AT YEAR 2002 RATE + MARGIN
                                         10% DOWN
6.000         2.600              7/23    7 YEAR FIXED FOLLOWED BY SAME AS
                                         ABOVE WITH 2-1% BUYDOWN*
7.250         0.000              3/1     3 YEAR FIXED FOLLOWED BY YEARLY
                                         ARM W/5% DOWN
7.875         0.000              5/1     5 YEAR FIXED FOLLOWED BY YEARLY
                                         ARM W/5% DOWN
8.250         0.000              7/1     7 YEAR FIXED FOLLOWED BY YEARLY
                                         ARM W/5% DOWN
8.375         0.000              10/1    10 YEAR FIXED FOLLOWED BY YEARLY
                                         ARM

ADDITIONAL JUMBO PROGRAMS

(OVER $207,000.00)

7.500        0.000                3/1J   3 YEAR MINI-JUMBO-FIXED-
                                         FIXED FOLLOWED BY YEARLY ARM
($203,150-$350,000)
8.000        0.000                5/1J   5 YEAR MINI-JUMBO-
                                         FIXED FOLLOWED BY YEARLY ARM
                                         ($203,150-$350,000)
6.500        0.000                1JTB   1 YEAR ARM TIED TO TREASURY
                                         BILL-INTEREST ADJUSTS ANNUALLY

*2% less interest rate the 1st year---1% less interest rate the 2nd year---**1% less interest rate the 1st year

***Community Home Buyer---****London InterBank Offered Rate---****Cost of Funds Index


Rates & Terms are subject to change without notice. This information is provided to assist any interested person. APR figures are NOT included herein. THIS INFORMATION IS NOT INTENDED AS AN ADVERTISEMENT TO PROMOTE CONSUMER CREDIT BY TITLE 12, CODE OF FEDERAL REGULATIONS, SECTION 226Z.

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